Top coverage at a fair price
We offer a curated selection of 150+ plans from top insurers
Everything in English
Including consultations, claims process & customer service
Support at your fingertips
Use our in-app concierge to get help, file a claim & more
What’s private health insurance?
With private health insurance, you’re optimally covered if you get sick. Enjoy comprehensive benefits which can be tailored precisely to your life situation.
Why should I get private
health insurance?
Quicker access to doctor’s appointments
On average, patients with private health insurance get their appointments quicker. According to studies and surveys, patients with public health care have to wait several weeks for an appointment, while those with private health insurance will be prioritised and get appointments within a few days.
Better access to specialists
Whether it's a preventive check-up or acute treatment – as a private patient, you have quicker access to specialists. If you want, you can also get treated by the chief physician in hospital. Your coverage will remain the same – in contrast to public health care, where it might be reduced to avoid rising costs.
Dental, vision and hearing treatment
With private health insurance, you don't have to worry about how much dental treatments or hearing or vision aids will cost. You can choose to include glasses, hearing aids and extensive dental treatment to be covered – and you’re guaranteed to receive them. This isn’t the case with public health insurance.
Access to top-notch preventative medicine
With private health insurance, you can count on receiving high-quality, personalised healthcare. You’ll get easier and quicker access to appointments for regular check-ups, too. It's also worthwhile because you'll be reimbursed at the end of the year if you've rarely been ill or filed claims.
Why should I get private health insurance?
On average, patients with private health insurance get their appointments quicker. According to studies and surveys, patients with public health care have to wait several weeks for an appointment, while those with private health insurance will be prioritised and get appointments within a few days.
Whether it's a preventive check-up or acute treatment – as a private patient, you have quicker access to specialists. If you want, you can also get treated by the chief physician in hospital. Your coverage will remain the same – in contrast to public health care, where it might be reduced to avoid rising costs.
With private health insurance, you don't have to worry about how much dental treatments or hearing or vision aids will cost. You can choose to include glasses, hearing aids and extensive dental treatment to be covered – and you’re guaranteed to receive them. This isn’t the case with public health insurance.
With private health insurance, you can count on receiving high-quality, personalised healthcare. You’ll get easier and quicker access to appointments for regular check-ups, too. It's also worthwhile because you'll be reimbursed at the end of the year if you've rarely been ill or filed claims.
Facts on private
health insurance
Dental coverage
Private health plans cover up to 100% of expensive dental treatments like implants, crowns or fillings.
Waiting times
Public health patients often wait over 30 days for a specialist’s appointment.
Private room
A private hospital room costs about €100 per day – and private health insurance covers it.
Find out if PHI is right for you
How do I get private health insurance?
Answer a few questions
We’ll need some info about you to help us understand which plans are the best fit.
Book your consultation
Our experts will talk you through your specific situation, and give you personalised guidance.
Get your personal offer
We’ll review a portfolio of 50+ products and send you options you can customise.
Choose your coverage
Choose the cover that fits you, we’ll take care of the rest!
Voices from our customers
Easy, friendly and
accessible
"Consultant Jonas provided clear answers to all the questions I had and tried to convey everything in a very friendly and accessible manner."
Anastasila on Trustpilot
Tailored to my personal profile
"Customer support is amazing: they provided excellent consultations for my switch to a private health insurance, which was tailored to my personal profile and needs."
Massimo on Trustpilot
Best choice for expats in Germany
“If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focused approach.”
Paul on Trustpilot
New to Getsafe?
Our English-speaking team is happy to help you with all things insurance.
100% in English, 100% digital
No German? No problem. Get everything done in English, right from the Getsafe app!
Flexible long-term coverage
Life happens and things change – but we make sure you’ve always got coverage that fits you.
We do the work for you
We compare offers and find the right coverage for you – so you can get covered and get on with life.
Top-rated consultations
Our experts have an average rating of 4.8/5 and will guide you with non-binding, free consultations.
