Protect yourself from accidents
If you accidentally cause damage to someone else, their
property or assets, rest easy knowing we have your back with our Personal Liability Insurance.
Cover youself for
up to 60% less
We use the latest tech to provide you with the best prices – ensuring you and your wallet are protected.
Get up to €5m
coverage worldwide
Wherever you go, enjoy your freedom even more – with the same level of cover at home or abroad.
Make a claim
in just a few taps
Let our clever chatbot help you – with no wait time. So we can assess and resolve your claim faster.
We've got you covered
Leisure and sport
Sport doesn’t come without risk.
We've got your back, even if something goes wrong.
Family
Apart from yourself, we cover your family including your spouse and children until the age of 18 or during their education.
Property owners and tenants
Whether it's a surfing accident in Hawaii or a skiing accident in the Alps, we insure your mishaps no matter where you are.
VOICES FROM OUR COMMUNITY
Liability – what other people are curious about
Why do I need liability insurance?
Because you can get deeply financially harmed without. Just imagine you accidentally injure another person, who won’t be able to work anymore. Liability insurance also comes into effect when you cause damage to someone else's property and a simple excuse is no longer enough.
Is liability insurance mandatory?
It is not mandatory, but four out of five people have one. That really says it all.
Is my policy valid when I’m abroad?
Yes! Even during long stays abroad. Or precisely: unlimited within Europe, and outside of Europe for up to 5 years. So you can still leave a good impression, even if you accidentally leave a path of destruction.
What will I be insured against?
You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €5 million. Yes, €5 million! So there is actually not much more to worry about.
Can I get insurance if I don’t have an Austrian citizenship?
Yes, of course! You just have to be a German resident.
When will my policy be valid from?
From the very next day. So dont take any risks and simply watch TV until then.