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Top coverage at a fair price

We offer a curated selection of 150+ plans from top insurers

Everything in English

Including consultations, claims process & customer service

Support at your fingertips

Use our in-app concierge to get help, file a claim & more

Why should I get private
health insurance?

Quicker access to doctor’s appointments


On average, patients with private health insurance get their appointments quicker. According to studies and surveys, patients with public health care have to wait several weeks for an appointment, while those with private health insurance will be prioritised and get appointments within a few days.

Better access to specialists


Whether it's a preventive check-up or acute treatment – as a private patient, you have quicker access to specialists. If you want, you can also get treated by the chief physician in hospital. Your coverage will remain the same – in contrast to public health care, where it might be reduced to avoid rising costs.

Dental, vision and hearing treatment


With private health insurance, you don't have to worry about how much dental treatments or hearing or vision aids will cost. You can choose to include glasses, hearing aids and extensive dental treatment to be covered – and you’re guaranteed to receive them. This isn’t the case with public health insurance.

Access to top-notch preventative medicine


With private health insurance, you can count on receiving high-quality, personalised healthcare. You’ll get easier and quicker access to appointments for regular check-ups, too. It's also worthwhile because you'll be reimbursed at the end of the year if you've rarely been ill or filed claims.

Why should I get private health insurance?

waiting times
Quicker access to doctor’s appointments

On average, patients with private health insurance get their appointments quicker. According to studies and surveys, patients with public health care have to wait several weeks for an appointment, while those with private health insurance will be prioritised and get appointments within a few days.

specialists
Better access to specialists

Whether it's a preventive check-up or acute treatment – as a private patient, you have quicker access to specialists. If you want, you can also get treated by the chief physician in hospital. Your coverage will remain the same – in contrast to public health care, where it might be reduced to avoid rising costs.

dental vision hearing
Dental, vision and hearing treatment

With private health insurance, you don't have to worry about how much dental treatments or hearing or vision aids will cost. You can choose to include glasses, hearing aids and extensive dental treatment to be covered – and you’re guaranteed to receive them. This isn’t the case with public health insurance.

medicine
Access to top-notch preventative medicine

With private health insurance, you can count on receiving high-quality, personalised healthcare. You’ll get easier and quicker access to appointments for regular check-ups, too. It's also worthwhile because you'll be reimbursed at the end of the year if you've rarely been ill or filed claims.

Facts on private
health insurance

Dental coverage

Private health plans cover up to 100% of expensive dental treatments like implants, crowns or fillings.

Waiting times

Public health patients often wait over 30 days for a specialist’s appointment.

Private room

A private hospital room costs about €100 per day – and private health insurance covers it.

Find out if PHI is right for you

How do I get private health insurance?

Answer a few questions

We’ll need some info about you to help us understand which plans are the best fit.

Book your consultation

Our experts will talk you through your specific situation, and give you personalised guidance.

Get your personal offer

We’ll review a portfolio of 50+ products and send you options you can customise.

Choose your coverage

Choose the cover that fits you, we’ll take care of the rest!

Voices from our customers

Easy, friendly and
accessible

"Consultant Jonas provided clear answers to all the questions I had and tried to convey everything in a very friendly and accessible manner."

Anastasila on Trustpilot

Tailored to my personal profile

"Customer support is amazing: they provided excellent consultations for my switch to a private health insurance, which was tailored to my personal profile and needs."

Massimo on Trustpilot

Best choice for expats in Germany

“If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focused approach.”

Paul on Trustpilot

FAQ

FAQ

Need help? Weve got you
covered – in English!

WHY YOULL
LOVE GETSAFE

100% in English, 100% digital

No German? No problem. Get everything done in English, right from the Getsafe app!

Flexible long-term coverage

Life happens and things change – but we make sure you’ve always got coverage that fits you.

We do the work for you

We compare offers and find the right coverage for you – so you can get covered and get on with life.

Top-rated consultations

Our experts have an average rating of 4.8/5 and will guide you with non-binding, free consultations.

Top-notch medical care

Find the medical care you need – we’ll help you along the way.