Why you need income protection insurance
Because good health isn’t guaranteed
1 in 4 people become unable to work due to illness or injury. The top causes are mental health struggles like burnout and depression, followed by heart disease, cancer and illnesses that restrict mobility.
Because a lot depends on you
Your work pays for your life – and maybe the lives of your loved ones, too. Other people may also depend on you. Your ability to earn over the course of your life is your most important asset.
Because it’s part of working in Germany
Income protection insurance is one of the most common types of insurance in Germany. If you’re planning on spending your working life here, it’s worth your while.
Because government assistance isn’t enough
Government occupational disability assistance only applies in full if you can't work for more than 3 hours a day. Even then, it's a maximum of 40% of your last total monthly salary.
Why you need income protection insurance
1 in 4 people become unable to work due to illness or injury. The top causes are mental health struggles like burnout and depression, followed by heart disease, cancer and illnesses that restrict mobility.
Your work pays for your life – and maybe the lives of your loved ones, too. Other people may also depend on you. Your ability to earn over the course of your life is your most important asset.
Income protection insurance is one of the most common types of insurance in Germany. If you’re planning on spending your working life here, it’s worth your while.
Government occupational disability assistance only applies in full if you can't work for more than 3 hours a day. Even then, it's a maximum of 40% of your last total monthly salary.
When are you covered?
Coverage highlights
Some things that aren't covered
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