Working in Germany, retiring abroad
You earn your money in Germany but see your retirement by the sea or in the mountains. Great plan—just remember admin and protection move with you. Tackle a few things now and your later move gets smoother, with fewer costly surprises.
Essential cover
for this moment
Private Health
Build a pension you can actually take with you. Flexible payouts and cross-border options help avoid gaps, tax surprises, or penalties when you move abroad in retirement.
Private Pension
Build a pension you can actually take with you. Flexible payouts and cross-border options help avoid gaps, tax surprises, or penalties when you move abroad in retirement.
Legal Protection
Cross-border moves create paperwork and disputes. Legal cover helps with German-side issues around pensions, landlords, tax notices, and contracts before and after the move.
Trustpilot reviews
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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